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Theloggerswife
ParticipantHave you checked with the Vermont Catamount Health Plan? Are you a Member of the Chamber of Commerce? If yes, you would receive a discounted rate for health insurance on their plan. Members of the Vermont Farm Bureau receive discounts to certain companies too.
As to answer your question as to what we do…I keep working full-time off the farm in order to keep health insurance benefits. My husband is self-employed and I am the steady income/benefit package earner.
ParticipantI would not worry about the poles blocking too much sun. Air flow has to be good so plants will not mold or “cook” the plants if they get too hot. On the far side of the my frame there is a set of double doors. I can drive my tiny tractor with a bucket in and out. This allows me to spread compost and clean out the house with ease. There are no center poles in my hoop house. The center poles in your design will not allow you to even use a wheelbarrow inside the frame (just food for thought).
ParticipantWe put up a Ledgewood frame last year. It was used and I found it on Craiglist. The price was very reasonable compared to a new out of the box frame. One thing I like about this type of frame is the ability to roll the side up slightly or all the way up depending on how much air flow is desired. Only basic tools are needed to erect the frame. I cannot wait to get in there planting some seeds again! I’m hoping a picture is attached….
ParticipantCell Phones work fine if you have a signal. After my husband has had two very scary accidents in the woods he now carries the SPOT GPS, in addition to the cell phone. You can look up the features online, but this seems to be best fit for our needs. This is a satellite system and it works no matter where you are. He takes this on his week long snowmobiling trip in the Maine Allagash Area and it becomes a recreation safety precaution too.
My husband works in the woods everyday alone. He often leaves the cell phone in the truck because he has destroyed or lost so many in the woods in the past few years. The SPOT seems to take a beating.
ParticipantIt is my understanding that once someone picks up a chainsaw and fells a tree it becomes a logging rate…regardless if they using horses or skidder. The only difference is if it is 100% mechanical….with no chainsaws involved. This pertains to general liability and workers compensation coverage. People I have met in the past have no desire to obtain insurance. I can respect that decision and I find that is a great idea until you need it.
Bill, it is time to shop local and obtain a local farm insurance company. If you deal with a local company based out of Vermont, I think you will be more satisfied. Even your claims adjusters would be local…just my two cents. Then again after 18 years of being in the industry, I can probably be classified as bias.
ParticipantRates, rules and regulations are different from state to state when it comes to insurance. In Vermont my husband’s $1 million liability policy is $500 year. He needs that limit to work for the some large association landowners and a few foresters are requiring this limit of coverage. Call a round for rates, it is a soft market in the insurance industry still.
ParticipantI am attempting to attach pictures of our Freedom Rangers that will be butchered in three days. The white net fence is 164′ and goes completely around the tractor. We tap the net fence into the high tencel fence used on the farm. We have a big fencer and it keeps the fence HOT. Matter of fact it will kill frogs who try to cross it…poor things!:p
We picked up our pigs when they were 7 weeks old. I think they have doubled in sized already. I need to get them out of the barn and into the pasture.
ParticipantWe are fortunate to have sandy loam soils at our place instead of the Champlain Valley Clay most have. We planted 50 # of yukon golds a week and a half ago. They are now up enough that I will begin hilling them this weekend. I checked the sweet corn field and could see rows yesterday after a nice sunny day. 🙂 I will wait a week or so to up the acre of pumpkins in but the rest of the garden will be in the ground by the end of this weekend!
How are your broilers doing?
ParticipantTake it nice and easy with your recovery. My mother had both knees replaced at the same time. Slow recovery, but well worth it in her mind. I think the “taking it easy” was the hardest part of her recovery!
ParticipantRichard…so sorry to hear about the loss of your family pet/friend. Having two children, one being a 4 year old I know what you are dealing with. I really believe the honest approach is the best. It may be hard dealing with the initial reaction, but down the road it gives them an introduction to life and death. I won’t tolerate my children lying to me or others, so I don’t lie to them.
I lost my father at three years ago, he was 60 years old. I felt so robbed by his death that it was very very hard for me to talk level headed about it to my children. My son was 6 months old so he had no clue…My daughter was 7, a much different story. We broke it down simple. Pops is sick and the doctors couldn’t fix him. Where is he now? His spirit is watching over us (we are not religious). The kids are still asking questions about death and we are honest. Once in awhile we will be outside and my four year old son will point to the sky and say “there’s Pops” (the brightest star in the sky). Even after 3 years of healing time, it still makes tears come to eyes.
ParticipantSorry to hear about the barn Rod. I have taken several calls in the last two weeks reporting barn collapse. Once that snow starts thawing or you receive some freezing rain it really makes a huge difference on the snow load of a building. Due to the nature of my business I usually error in the other direction…My husband calls us insurance poor! If you have a conventional homeowners policy there is a built in 10% of your dwelling coverage for other detached buildings.
Glad to hear all living creatures made it out of the building without harm!
ParticipantI recently read an article in the Vermont Agriview that may answer your questions. Follow this link: http://www.vermontagriculture.com/Agriview/2011/1-28-2011Agriview.pdf
ParticipantI saw this and thought of you….I have NO connection or knowledge, but it might we worth a few minutes of your time to inquire..
ParticipantSorry to hear about your loss! What a mess to wake up to. My personal experience, a raccoon will do the same damage. But, before we could get out to the hen house…every single bird was dead. Unfortunately, you are correct in assuming it will be back tonight to finish the job. Good luck with protecting the remaining flock with what ever means it takes…
ParticipantWhere are you located?
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