"Investing for "retirement"’ ??

[gwpoky]

For starters: I need to say that I do not believe in retirement in the modern sense, that at a set age I shall ceases to perform useful work and live off social security. I see retirement as not having to worry that I will be able to pay my bills, I see this as: at some point in time I start to pass responsibilities on to the next generation weather that be a child of mine or an intern that desires to take over and do this on some type of contract for deed so I have an income and the successor does not have to be burdened with the greed and misunderstanding of banks.

I currently invest in animals, a little land, and a Roth IRA. My question here is about the Roth IRA. A few years back I saw an ad for a book of alternative investing without using the stock market (it was in Small farmers Journal or Mother Earth News, I can’t remember nor can I find that ad/book) if anyone here would have any advice or reading suggestion I would be very interested. I believe that our dollars are the most powerful vote we have and I do not want to be voting against the health of this Earth or the health of the small farms like mine and yours that will be her savior.

Thank you

[Rivendell Farm]

The Cooperative Fund of New England, http://www.cooperativefund.org/ is one example of a way for socially responsible investors to avoid both the stock market and banks. They make loans to cooperatives and small businesses, and are probably as safe as putting money in a bank, maybe safer. Interest rates are low, but not as bad as bank CDs, the last time I checked. I suppose there are some of these funds that make loans to small farms. I believe Lynn Miller proposed some sort of loan fund for beginning farmers through the Small Farms Conservancy, but I don’t think it got anywhere. Bob

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